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More Ways to Save Money & Stay Healthy

In your 2021 Medicare Advantage plan, you’ll find all the same great $0 benefits as last year—plus new and enhanced ones.

Enhanced benefits for your convenience

To help you adapt to this ever-changing environment, we’ve expanded some key plan benefits.1

Over-the-counter (OTC) benefit
You'll a debit card loaded with $25-$200/quarter to buy a wide range of health-related items online or at some of your favorite stores like Walmart, Dollar General, Family Dollar, Rite Aid, Walgreens, and CVS Pharmacy®.

Get up to 24 one-way rides2 to or from your doctors’ appointments, as well as places in your community that support your health and well-being, like senior centers and libraries.

$0 national gym benefit
Get access to our $0 national gym benefit, called Silver&Fit®. You can now select from a variety of home fitness kits, as well as over 14,000 fitness centers across the country. Choose from more than 45 local fitness centers—including most of the YMCA and Anytime Fitness locations in RI.

$0 Doctors Online visits
Get access to quality care anytime, from the comfort and safety of your own home—for $0. Download the BCBSRI Drs. Online app on the App Store or Google Play3 or visit to talk to a board-certified doctor or therapist from your smartphone, tablet, or computer.4

New ways to save money and stay healthy

Your feedback helps us design benefits that meet your needs, such as these new programs.

Insulin Savings Program
Pay a low $35 monthly insulin copay that remains consistent through the coverage gap.5

Dementia Care Coordination Program
Receive support for a dementia or dementia-related diagnosis. Administered in partnership with the Alzheimer's Association and BCBSRI, members and caregivers will receive strategies and resources to improve outcomes.

The Peer Recovery Program
Get support, education, and resources to facilitate recovery from a mental health and/or substance use disorder.

Volunteer opportunities
Learn about in-person and virtual volunteer opportunities with leading local and national organizations through our community partner, Amava. Log on to and start doing some good today.

Bringing back a whole lot of something…for nothing

With our BlueCHiP for Medicare Value (HMO-POS) plan, you get all of the benefits above—plus a $0 monthly premium, $0 PCP visits at patient-centered medical homes, $0 generic prescription drugs, $0 prescription drug deductible, and $0 labs and X-rays.

A different approach to healthcare

Exclusively for BCBSRI members
We’ve teamed up with Oak Street Health, who shares our mission to make sure everyone has access to high-quality care—regardless of location, language, or income—in a comfortable, community setting.

Here’s what you can expect:

  • A dedicated care team
  • Telehealth visits from your own home
  • Same-day or next-day appointments
  • More time with your doctor
  • Transportation to and from appointments6

Visit for a virtual tour.

1Check your EOC for details and specific eligibility requirements about each of the benefits listed. 2Available within our service area for HMO & HMO-POS plans only/PPO plan has an out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total. 3Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. 4Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI. 5Available on select insulins. 6This benefit is separate from the rides benefit that comes with your BCBSRI plan. You must continue to pay your Medicare Part B premium.