Health / Tips & tools

3 Tips for Financial Well-Being

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Financial health might not always come to mind as part of well-being, but it’s such an important part of feeling secure. These healthcare-related tips can help your financial well-being.

1. Shop around for healthcare with SmartShopper. 

Costs for the same in-network medical test or procedure can vary from one provider to the next. With SmartShopper®, you can compare quality, in-network providers and find the most cost-effective location of your choice—and earn up to $500 in cash rewards as a share of the savings. You can shop for mammograms, ultrasounds, MRIs, and other common tests and procedures.

There’s no limit to how many rewards you may earn and no added cost to you for using the service. And every provider listed on SmartShopper is part of your BCBSRI plan’s network. Of course, the program is optional—the final care decision is always up to you. (Please note that SmartShopper is not offered by all employers or with all BCBSRI health plans.)

This video details what SmartShopper can do for you. To see if SmartShopper is available with your plan, log in to today.

2. Look for programs that make it more affordable to stay well, such as Blue365.

With Blue365, you get member-only discounts on 45+ top national retailers, on everything from fitness trackers to new sneakers to gym memberships. There are even deals on nutrition services and travel. And there’s no cost to sign up—all you need is your BCBSRI member ID card. Sign up now

Examples of Blue365 discounts

  • Fitness Your Way by Tivity® – Access thousands of gyms nationwide with packages starting at $19/month and a one-time $19 enrollment fee 
  • Blue Apron® – 10% off meal subscription orders for 6 months
  • Sketchers® Direct – 30% off select men’s and women’s styles plus free shipping
  • ContactsDirect® – Save on contacts plus free express air shipping
  • Philips Sonicare®– 20% off oral care products
  • Avis – Save up to 35% on rental cars

3. Take advantage of the free classes available through Your Blue Store. 

BCBSRI members can try free in-person fitness and healthy living classes at Your Blue StoreSM locations in Cranston, East Providence, Lincoln, and Warwick. (And our Narragansett store will be opening this fall!) All fitness levels are welcome. Sign up for a class at You can also visit the BCBSRI Facebook page to find videos of the classes that you can do at home.*

*Not all exercises are suitable for everyone and any exercise program could result in injury. Always consult with your physician before beginning an exercise program, especially if you have an existing health condition.

The SmartShopper program is offered by Sapphire Digital, an independent company. Incentives available for select procedures only. Payments are a taxable form of income. Rewards may be delivered by check or an alternative form of payment. Members with coverage under Medicaid or Medicare are not eligible to receive incentive rewards under the SmartShopper program. SmartShopper is not available for BCBSRI’s fully insured HSA-qualified high deductible health plans, such as BlueSolutions for HSA. In addition, self-insured employers may choose not to include SmartShopper as part of their health plan benefits. Individuals of self-insured organizations should consult their employer for more information..

© 2000‐2023 Blue Cross and Blue Shield Association (BCBSA) – All Rights Reserved. The Blue365 program is made available by BCBSRI in conjunction with the BCBSA. The BCBSA is an association of independent, locally operated Blue Cross and Blue Shield Plans. Blue365® offers access to savings on items that members may purchase directly from independent vendors, which are different from items that are covered under the policies with BCBSRI, its contracts with Medicare, or any other applicable federal healthcare program. The products and services described herein are neither offered nor guaranteed under BCBSRI’s contract with the Medicare program. In addition, they are not subject to the Medicare appeals process. Any disputes regarding these products and services may be subject to BCBSRI’s grievance process. BCBSA may receive payments from Blue365 vendors. Neither BCBSA nor BCBSRI recommends, endorses, warrants, or guarantees any specific vendor, product, or service available under or through the Blue365 Program.

Your Blue Store locations follow state and federal guidelines during emergencies. Please visit for the latest information.